Do you guys carry full insurance?
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  1. #1
    Member bsullivan161's Avatar
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    After reading about the guy who got his bike back after it was stolen (although very beat up), I was wondering how many of you carry full coverage? I was just going to carry basic liability on mine but when I learned that it was only a few dollars more for full coverage, that's what I went for. I pay $140 a year with Progressive....what do you have?

  2. #2
    Senior Member RainWillFall's Avatar
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    Don't get me started... $800 a year full coverage in "cash grab" Ontario Canada. But hey they tell me it goes down to $200 a year in 3 years. My Honda Rubicon 500 is $375 a year Green Plated for off road use.



    Just don't like the idea of someone walking away with my pricy belongings with no recourse!



    Sorry for the rant!

    Ryan
    '09 TW200 - Black Jimbo Shield - Custom Oversize Foot Pegs - Tusk T-10 ATV Sport Bend Bars - Hammer Black Cycle Rack - Tool Tube (Muffler Style Mount) - 15/50 Sprocket - HID Headlight - Custom Mount Ducati Monster LED Tail Light - LED Turn Signals - Eagle Eye Running Lights - OURY Road Grips - Shinko 700 Trailmaster Front Tire.





  3. #3
    Member canadainshiver's Avatar
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    That makes 2 on the Canadian bike insurance rates. They're foolish!
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  5. #4
    Senior Member trailboss's Avatar
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    I pay $79.00 a year for comp/coll with progressive my Dub is an 89

  6. #5
    rbm
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    Senior Member rbm's Avatar
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    I have full coverage only because it added about fourteen dollars to my premium.

  7. #6
    Senior Member FortPayne's Avatar
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    I opted for full coverage through Allstate for a whopping $94 a year.
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  8. #7
    Senior Member joeband's Avatar
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    i have geico and i think it is $99/ yr for full coverage
    1994 TW226- 6spd. 10w-40 synthetic, XTHidden Content , XT225 stainless header, +2" Joemama swingarm, lizrd cooler, +20% fork springs, +25% rear spring, 2001 speedo w/ trip odo, pro taper atv bars, bark busters, shinko 241 front tire, front fender w/ mr bracket bracket, Hidden Content , o-ring chain, ricochet skid plate, Hidden Content , XT225 rear brake cam lever, folding-tip shifter, cycle rack, kolpin 1.5 aux tank & 1450 pelican case. Hidden Content or Hidden Content

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  9. #8
    Senior Member ericj's Avatar
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    Quote Originally Posted by bsullivan161 View Post
    After reading about the guy who got his bike back after it was stolen (although very beat up), I was wondering how many of you carry full coverage? I was just going to carry basic liability on mine but when I learned that it was only a few dollars more for full coverage, that's what I went for. I pay $140 a year with Progressive....what do you have?


    I bought my 2012 with cash and only have liability AND comprehensive. You don't need collision to cover theft and things like vandalism, that usually falls under comprehensive. Collision can be costly and is seldom worth it for an inexpensive vehicle in my opinion. I'm paying about $70/year with Progressive.

  10. #9
    Senior Member yz250f4ever's Avatar
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    I paid $240 for progressive for 1 yr and thats FULL COVERAGE. Uninsured motorist, theft, damage, etc... I think a few extra bucks is just good ole' piece of mind.
    ALEX-

    My Current Rides:

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  11. #10
    Senior Member elime's Avatar
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    $105.90/year with State Farm for liability, uninsured drivers, and uninsured drivers property damage. I increased liability/property damage from the minimum $15/$30/$5 to $100/$300/$25 for just a few dollars more.



    It is not worth it to me to pay for comprehensive or collision on a 27 year old motorcycle that I paid $1100 for it 5 years ago. I have towing through AAA that covers all my vehicles.



    If I only carried the $100/$300/$5 liability it would cost $26.08 per year.
    Long live the internal combustion engine!

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