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Thread: insurance

  1. #1
    Senior Member plumbstraight's Avatar
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    insurance

    As Washington just passed another law that motorcycles have to have insurance now I checked in with my insurance company. I thought it was very reasonable. For the goldwing and the kawasaki it was 247 each for the year, the tw was 17 dollars for liability only. I think I can get by with that. For the others that was full coverage.
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  2. #2
    Super Moderator Purple's Avatar
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    I’ve managed to get a policy that “mirrors” coverage. In the past, the Mercs was £630 (two years no claims), the Honda £250 (with over 10 years no claims). With the mirrored coverage, I get both cars for £630. As I’m about to scrap the Honda, I expect the cost to drop to £430 just for the Mercs

    It’s worth shopping around to find out if you can get this “two for the price of the highest” , turns out it’s quite common over here, though seldom advertised …….
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  3. #3
    Senior Member Hoot Gibson's Avatar
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    Ohio Full Coverage for the TW has been $100 per year since I purchased Ol' Blue in 2014....with Nationwide Insurance...of course I've been with them since 1966 which helps I am sure...
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  5. #4
    Senior Member TW_in_BC's Avatar
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    Here in BC................................................ it costs over $1000/yr for BASIC insurance for my DR650. By "basic" I mean 3rd party liability only. Any fire, theft, collision or vandalism insurance is above and beyond the basic premium.
    This is why I only insure my DR for about 5 to 6 months of the year....and this is why it has such low mileage. Under 20,000 for a 2010.
    Since the TW falls below the 400cc cutoff, it is HALF the cost to insure for the full year.

    The downside to government owned and controlled insurance....
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  6. #5
    Super Moderator Purple's Avatar
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    Bloomin' heck - I can cover that thing for £100 a year fully comp over here .......
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  7. #6
    Senior Member TW_in_BC's Avatar
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    BC means "bring cash".....

    Not to mention that we have some of the most idiotic drivers on the planet....
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  8. #7
    Senior Member NVcowboy's Avatar
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    Nevada requires full coverage on motorcycles and RV's. Paid off or not. Of course we are a 24hr state.
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  9. #8
    Member TW-JMS's Avatar
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    Here in NB full coverage for my TW adds about $250 CAD to my truck and house insurance bill.

    TW_in_BC - I hear you! I spent 18 months in BC in 91/92 and it cost me over $2500/yr then for full coverage on my 91 Ranger. The joys of a government insurance program and being a male under 25....
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  10. #9
    Senior Member ejfranz's Avatar
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    I budget for $6000 a year to insure all my toys in BC: truck, car, Wee and DT and sometimes another bike.
    Insurance is also more in the lower mainland than in other parts of the province.
    The TW and DT get very little in coverage and it is now over $500 for each.
    admiral likes this.
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  11. #10
    Senior Member bartruff's Avatar
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    Washington State was selected as Best State in America by US News.....and it is beautiful and has about every thing from salt water to glaciers but this just annoys me....

    The nanny government in Olympia is getting to me....I have never bought insurance for anything except a home and a automobile …..and have never had a claim...

    I am thinking screw them …...and that the chances of me being caught are very low...…. given I seldom ride on public roads ...
    Last edited by bartruff; 08-03-2019 at 06:57 PM.
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