I’ve managed to get a policy that “mirrors” coverage. In the past, the Mercs was £630 (two years no claims), the Honda £250 (with over 10 years no claims). With the mirrored coverage, I get both cars for £630. As I’m about to scrap the Honda, I expect the cost to drop to £430 just for the Mercs
It’s worth shopping around to find out if you can get this “two for the price of the highest” , turns out it’s quite common over here, though seldom advertised …….