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If anyone has a titled frame they can sell shipped to 31410 I would be most appreciative. While it may be fare what the insurance is willing to pay for my beloved TW will make it very difficult to find a reliable replacement and honestly I'd rather swap over all the parts to a new frame and put on new forks and rebuild her than let her go. She's been way too good to let her go to the scrap yard and I don't want to be back stuck waiting and hunting for a TDub I can afford and get to.

I have till Monday AM to let them know if I'm buying it back so please let me know if you can help. Unfortunately money is way to tight to keep her just for parts since I haven't been able to work since the wreck. Thanks.

PS if enough of you need parts (minus the front forks and with a salvage titled frame) that I can at least break even buying it back I will. I'd rather help out out members get their TDubs running.
 

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Hey maddawgj, send Heli-Mech a PM, he's looking for a complete engine, maybe you guys could make a deal that would be worth while for both of you. I know he's a new member here but I know him from another forum, he's a stand-up guy.
 

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Interesting things to discuss her MD. I think we would need to know a few things to help you decide what to do. Frames are available but I have no idea of the cost.

How much do you have to pay the insurance company to buy the wreck? It could be over the top value of the salvageable parts.

What parts are salvageable and what real condition are they in? Tank, seat, plastics, engine, rear swing arm and wheel. Lots of good parts there if they are good. I would have some interest in the tank and I need the swing arm chain guide and some other minor parts.

Now for another discussion. I know with my boats that I insure I had an option regarding the replacement value. My agent said I can assign my own value based on the equipment and hull plus the trailer. If I allow the insurance company to decide the value all they go by is the year of the boat, motor and trailer and then start depreciating it from there. I would get next to nothing if the boat sunk or was stolen. Option 2 was to assign my own value and pay the additional cost. This must be an honest assessment of the value of all parts and equipment but instead of getting $1,500 in a total loss I would get $5,000 and be able to start setting up another boat. I think we can do this on our bikes. Check with your agent. Just don't try insuring a ratty bike for stupid money and expecting to get rich scamming the company. They will want pictures and some degree of proof that your bike is worth the number you assigned. As a simple example, a 1991 with 15,000 real hard miles and beat to death would be valued at one price while a 1991 like my bike with 800 miles and all the nice upgrades and optional add on stuff in near show room condition is worth a lot more. Insurance is a product you buy and pay for so you do have the right to insure for true value.

GaryL
 
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Interesting things to discuss her MD. I think we would need to know a few things to help you decide what to do. Frames are available but I have no idea of the cost.

How much do you have to pay the insurance company to buy the wreck? It could be over the top value of the salvageable parts.

What parts are salvageable and what real condition are they in? Tank, seat, plastics, engine, rear swing arm and wheel. Lots of good parts there if they are good. I would have some interest in the tank and I need the swing arm chain guide and some other minor parts.

Now for another discussion. I know with my boats that I insure I had an option regarding the replacement value. My agent said I can assign my own value based on the equipment and hull plus the trailer. If I allow the insurance company to decide the value all they go by is the year of the boat, motor and trailer and then start depreciating it from there. I would get next to nothing if the boat sunk or was stolen. Option 2 was to assign my own value and pay the additional cost. This must be an honest assessment of the value of all parts and equipment but instead of getting $1,500 in a total loss I would get $5,000 and be able to start setting up another boat. I think we can do this on our bikes. Check with your agent. Just don't try insuring a ratty bike for stupid money and expecting to get rich scamming the company. They will want pictures and some degree of proof that your bike is worth the number you assigned. As a simple example, a 1991 with 15,000 real hard miles and beat to death would be valued at one price while a 1991 like my bike with 800 miles and all the nice upgrades and optional add on stuff in near show room condition is worth a lot more. Insurance is a product you buy and pay for so you do have the right to insure for true value.

GaryL
+1 My insurance guy has me list what I've added for the same reason.
 

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+1 My insurance guy has me list what I've added for the same reason.
Over and above accessories you have added on, all TWs are not equal. The point I am making is if you have a particularly nice one with low miles and in great condition then it should not be lumped in with the general year Vs model and value system the insurance company assigns. I am pretty sure an insurance company would look up the value of a 1987 TW and probably give you around $500 for a total loss or theft. We all know however if you have a real nice 1987 or what ever year with very low miles and in gorgeous condition you are likely to ask $1500 or more and get it. You can insure your machine for what you assess the true value to be and just pay the extra premium. If you paid for the bike to be insured for $1500 and have pictures showing it was well worth that then you get the $1500 if it is stolen. Otherwise, the insurance company will just say the average 1987 TW is worth around $500 and cut you a check.

You will be surprised to see just how inexpensive it is to increase your insured value to a real world value and happy you did it when you find yourself in a position such as Maddawg is now. He can't possibly replace his TW with one in as nice condition for the chump change the insurance company is giving him. Had he increased the loss value before the accident he would be in a much better financial position right now. There could be an easy $1,000 or more difference between a hammered TW and one the same model year in great shape. The insurance company will go by the general price unless you speak up and pay a little more.

GaryL
 

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Hey maddawgj, send Heli-Mech a PM, he's looking for a complete engine, maybe you guys could make a deal that would be worth while for both of you. I know he's a new member here but I know him from another forum, he's a stand-up guy.
PM sent.

Thanks,
RBM
 

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Discussion Starter #7
Sorry I broke rule #1: Pics!
image.jpg

image.jpg
 

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are you sure it needs a frame?

I used to have a Seattle guy press the tubes back to straight (worked 80% of the time) and a Tacoma guy has a frame rack if the frame needs tweaking but the hit doesn't look that bad from where I'm sitting
 

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Owch that hurts. I did that to a Suzuki GS450 I replaced the triple tree, fender and forks and I was on the road again.

Bikeboneyard.com has an 87 frame for $50.00 I don't know about a title. Worst case is you could go the Vermont title route seen on another part of this forum.

Here's the link to the bike BikeBoneYard.com - Recycled and Salvaged Motorbike Parts for Sale


They are in Florence, Montana 59833
 

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the insurance company will always low ball you first so make sure you do your own comps especially if this was a low mileage TW. Kelly and NADA blue book values are ridiculously low so you have to use real world comps. Don't be in a hurry to settle remember the insurance company reviews all open claims at the end of every month and they don't like mud in their folders (mud= open claims)
 
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