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$100 bucks a year for decent liability coverage is a good ballpark I think. Curious to hear from others though.
 

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with multi-car discounts and all, $75
 

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I pay 60 something a year for liability.I think it was around another $100 for full coverage.
 

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Liability only on my 72 RV 90 and full coverage on my TW is $160 a year for both together
 

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I've heard Michigan is higher than some states. My TW's are $362/yr, no collision - each. The big hitters on my policy is Bodily Injury $100,000 person/$300,000 occurrence ($185) and Medical Payments $100,000 person ($137). My Harley is $475/yr, including 15K collision. I questioned that and they said cruisers are cheaper to insure than dirt bikes. Medical payments on the HD are a lot less than TW.



To save some bucks I only carry comp ($30/yr) on any of the bikes until I call to say I'll be riding and my agent says that's fine. It's sort of a hassle but I can't afford to keep full time insurance on 3 bikes and 6 cars & trucks.
 

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I've heard Michigan is higher than some states. My TW's are $362/yr, no collision - each. The big hitters on my policy is Bodily Injury $100,000 person/$300,000 occurrence ($185) and Medical Payments $100,000 person ($137). My Harley is $475/yr, including 15K collision. I questioned that and they said cruisers are cheaper to insure than dirt bikes. Medical payments on the HD are a lot less than TW.



To save some bucks I only carry comp ($30/yr) on any of the bikes until I call to say I'll be riding and my agent says that's fine. It's sort of a hassle but I can't afford to keep full time insurance on 3 bikes and 6 cars & trucks.




We're automatically $125/year higher because of the catastrophic claim fee... Mcca or whatever it's called. I'm paying $200/year plpd through progressive.
 
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