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Just wondering whst should i pay to insure one of these. Im just worried about overpaying.
I've heard Michigan is higher than some states. My TW's are $362/yr, no collision - each. The big hitters on my policy is Bodily Injury $100,000 person/$300,000 occurrence ($185) and Medical Payments $100,000 person ($137). My Harley is $475/yr, including 15K collision. I questioned that and they said cruisers are cheaper to insure than dirt bikes. Medical payments on the HD are a lot less than TW.
To save some bucks I only carry comp ($30/yr) on any of the bikes until I call to say I'll be riding and my agent says that's fine. It's sort of a hassle but I can't afford to keep full time insurance on 3 bikes and 6 cars & trucks.