glad to see you don't ride around uncovered, and i don't blame you for not coming up here to ride, if there is anyway for our government to screw the people, they will find it, what a bunch of commy thieves!!! i have 3 bikes on the road this year and it cost me around $800 for liability for 4-6 months and another $450 for a years worth of fire and theft and collisionBoth of my street-bikes are fully insured. The TW's see about 1% use where they could cause an accident to others. I am insurance poor on medical, AFLAC, and my insurance agent says my policies will extend to other vehicles that are occasionally used, like test riding a friends bike, or buying a new one I am covered for 30 days. Still, there is always that rare chance, so I priced it out the other day and it is 19 bucks to add the '99, and 25 for the 2012, per month. I may just spend it. Besides, We were just riding them in Oregon, and they, like BC, are not reciprocal and require insurance. Heck, BC does not even recognize WA insurance that is on bikes and you have to have a special CA provision, That and the 40KPH over impound law are just 2 reasons I don't go up their to ride anymore.