I am starting my automotive mechanics courses next month. Matco is offering 14% APR payment plans. Mac is offering 9%. Mac says they are more available in town. Even though Mac is offering a cheaper payment plan, the sales rep didn't want to mention financing. Matco's sales reps mentioned the financing up front. Both reps are offering tool sets for $1700, plus or minus a few dollars. Anyone here have good/bad stories about these toolmakers? I will eventually move to motorcycle mechanics 10 years from now so that might play a factor too.