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Discussion Starter #1
Another thread got me thinking about pre-2000 TW's vs a NEW one. It occurred to me that at $4,250.00 for a new 2014, one could buy/fix-up two pre-2000's for about the same price. In fact, that's what I did. I got a "killer" deal on a 1998 but even if it had needed an upper engine rebuild, I would still be way under $4,000.00 for two very good bikes. That's doing the work myself. The math doesn't work if you need to use a shop.
 

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I don't have $4K into both my bikes ('95&'08) even with the farkles. When bought they had 900 & 300 miles on them. I got the second one for my wife but she doesn't ride much so I've made each one unique and for different purposes. At least that's my story. All addicts are full of excuses as they move further into their addictions..... aren't we?;)
 

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If you have the talent/skill I think you would be wise to do the double vs the new ride...but if you are like me....not so much :rolleyes: All thumbs when it comes to that repair/mix match thingy
 

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If you are DIY and willing to scrounge parts then two old ones is the answer. If not then get a new one.

I have two old ones and figure total investment is up to $2K -- maybe $2K.
 

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I would say your numbers are pretty darn close Fishguy. I have a 91 and an 88 with total initial cost of $1400 and $750. Leaving out the farkles I added to the 91 and just counting the stuff that needed or should be done, New tires and tubes, clean and rebuild the carbs, new batteries, new X ring chains and sprockets and oil and filters. I have a bit over $3,000 in both to bring them back to bone stock and ready to ride with reliability. When you start adding the other stuff, cycle racks, hand guards, seat covers, oil coolers, Jimbo shields, bars and or risers, foot pegs, new shock springs, skid plates and some other farkles you can blow right past your "2 Old for the price of 1 New- $4,250.

Now if you pay yourself just $10/hour for the labor and love you put in them the price tags goes up like the national debt. If you are not a DIY guy and have to pay a shop then I can tell you straight up to just go buy the new one and pay the shop labor rate and just go ride a while and pick up some DIY skills along the way. TW owners who can't or won't do the normal maintenance and have to rely upon the $75/hour+ shop rates better have deep pockets if they plan on turning lots of miles on the clocks and even deeper pockets if those miles are hard ones.

I would love to hear some real numbers on what a shop charges to adjust the chain, change the oil and filter and clean and rebuild a carb. I bet at least $300 plus the parts they will hose you on.

GaryL
 

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I'm weighing in with new or nearly new. I like to putt backroads where I need to be street legal and that means license, registration, and insurance. I would not want to pay that on two bikes. Nor do I desire to pay for parts for two bikes. But mostly I can only ride one. So, I would go new or nearly new. That would change of course if I only had the money for a single used bike, but as I understood the question, new bike or two used bikes that cost as much as a new bike...in other words, same expenditure.
 

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Discussion Starter #10
I bought my 1995 TW in 2000 for $1,400. My teenage son and I ran it to DEATH. Then it sat for 10 years before I got around to rebuilding the upper end and replacing all the broken parts. That cost about $500.00. So, $1,900.00 for a very good 1995. Not a great deal but lots of fun doing the work. If I would have needed to spend the $500 at a shop, I probably would have scrapped the bike.

The 1998 we just found for $750. It only needed some TLC, a new chain, and some misc. nuts and bolts. Less that $50.00, so far. So, in reality, I am into two TW's for about $2,700.00
 

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fishguy, more than $50 just to do a proper chain replacement once the sprockets, gasket, oil, and seals are added.
 

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I like to putt backroads where I need to be street legal and that means license, registration, and insurance. I would not want to pay that on two bikes.
I struggled with that decision too with 3 motorcycles requiring registration and insurance in Michigan where costs are very high per bike ($300+/bike).

I talked to my independent ins agent and they're ok with juggling 'road' insurance to the bike I'm riding. They actually suggested it. I said I switch bikes a lot and didn't want to cause an administration nightmare for them. She said "no problem".

As it turns out when I move to upper Mich for the summer I take the '08 TW and insure it for the summer. I ride that bike the most since it has the ORV sticker. The other two bikes I just call the agent and insure them for a week or so each as needed. A quick phone call even works if I just want to insure for a day here and there. The rest of the time I only carry 'fire & theft'. This cuts my total cost for the year to about $300 for all three, including storage ins when they aren't on the road. Yeah, a couple of bikes are part time garage art along with other vehicles in the stable but the option is there to ride them if I feel like it. Works for me.
 

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I must have a good insurance agent. I have my Polaris RZR fully insured, fire, theft, collision and liability for under $200/year. When I got the TW he just added it to the policy and it cost me an extra $12. Not yet sure how it will work when I insure the second TW this spring but will find out soon enough. I think the premise is I can only be riding one at a time. I will have to discuss the possibility that a buddy could be on TW #2 with me.

GaryL
 

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I need a fleet policy. My list reads like GaryL's with an addendum. I think I am going to take the Ranger and MV7 off soon, I only ride them off road and I am close to being willing to bear the risk of loss. That leaves two boats and 4 motorcycles. I don't have anything on the Rokon (it mostly sees service on Drummond Island in the UP and the ORV sticker has it covered on the island) Good golly, I just realized that's just toys...still have the road vehicles. Yep, I need a fleet policy.
 

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I need a fleet policy. My list reads like GaryL's with an addendum. I think I am going to take the Ranger and MV7 off soon, I only ride them off road and I am close to being willing to bear the risk of loss. That leaves two boats and 4 motorcycles. I don't have anything on the Rokon (it mostly sees service on Drummond Island in the UP and the ORV sticker has it covered on the island) Good golly, I just realized that's just toys...still have the road vehicles. Yep, I need a fleet policy.
Yaeh Borneo, I am about Insurance poor between the toys, vehicles, house, health and life. Get an Umbrella Policy.

GaryL
 
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