GaryL, I have a lot of time on my hands so I read a lot.... all around both sides of these issues. I respectfully disagree and I also see the mental health issues and drug abuse. a chicken and egg discussion in many cases. I would think your deep Christian values would engage you with these issues."Your homeless problem is due primarily to that collapse." Here again Troll you are very wrong. Sure, there are some affected by Sub Prime Loan debacle but the vast majority of the homeless issues in the US stem largely from mental illness and drug addictions. California gets the lion's share of these useless individuals simply because of the weather and their leniency regarding drugs and homelessness. This will bankrupt that already bankrupt state unless it gets taken care of quite quickly. They could offer free housing to these folks but most prefer to be right where they are and doing exactly what they are doing. They come here in the summer months and my town has tried in desperation to help them but they prefer to pitch makeshift camps and to be left alone. When the weather turns they either disappear to warmer climates or some freeze and die.
I don't believe "Deep Christian Values" plays any part in this. More likely the libertarian side of me, let others do what they want and don't hold my values over their heads, has more to do with it. If you want to live in a tent and waste your life on drugs that's fine with me until it becomes a problem that affects me personally. I learned long ago that I can't fix stupid and I don't even try anymore. That is why I live in the fringes of the towns and cities and mostly avoid them whenever possible.GaryL, I have a lot of time on my hands so I read a lot.... all around both sides of these issues. I respectfully disagree and I also see the mental health issues and drug abuse. a chicken and egg discussion in many cases. I would think your deep Christian values would engage you with these issues.
Treat any bank as an international entity. They are banks at the end of the day, and will take advantage to forward profit. Foreclose at the cheapest estimate at the bottom of the market (and you can bet it will be the banks estimate), put it down on the banks spreadsheet as a loss maker, pulling maximum tax relief, then sell it on a few years later for way more than they bought it for. On a smaller scale, if you have money in the bank you get a pittance in interest, yet if you go overdrawn they take full advantage now they you over a barrel. Banks are pirates, pure and simple, always have been, always will be
What the heck that has to with “trusting the Government” I’m not sure, except in both cases they are ultimately as corrupt as hell. Money and politics are in cahoots with each other, and always will be. The only difference is the banks are the ones who ultimately only serve themselves. The politicians have to be re-elected, so rely on a smoke screen (albeit a thinly veiled one) – the banks couldn’t give a crap about you – you are just another mug to them
We don’t have “401’s” over here, but we do have an equivalent, though it tends to be less organised. Firstly, we have the “state pension”. When (if) I make it to 66, I’ll be in line for £800 a month from the state. I’m expected to make up any shortfall by investing in a private pension for at least the last thirty years. Typically, the servicing costs of these private pensions is about the same as the interest rate, so at the end of the day, I’ll get half of the projected amount at the point of sale
I saw that one coming a mile off, and cashed in my private pensions in favour of rental property rather than the fund managers Porsche. Most of the private pension companies are struggling, desperately trying to get new members to fund the old members debts. It’s just one huge Ponzi scheme, and I’m not be going to be in it when the house of cards falls down. Am I the smart one ? or the privileged one ?
The short answer is, I’m the one who has this choice of whether to go it alone, or trust “another financial institution” who is after a comfortable income for themselves first. Around 70% of people don’t, simply because it’s the choice of food or saving. They can’t do both. Now if you wanted to, you could blame the (our) government for that one, but if we lived in Eutopia, frankly I still wouldn’t trust it
A wise man once said about 2000 years ago, “The poor will always be with us”. It’s how we treat them that counts. And that one is where the government comes in, because the banks really do not care, pure and simple, they are completely amoral - all profit comes out of someone’s pocket, it’s all one big game of “Monopoly” to them
The only voice we have as individuals is on our vote. The trouble is, you can’t fix stupid, and we are as guilty of that as you. Change your bank, and it’s like out of the frying pan, and into the fire ……
first clear statement about trump....And on a side note, while there is no set of instructions on being presidential... the reality is when words from a persons mouth can insight war, mistreatment, and oppression... acting and conducting yourself accordingly in the highest office of the US and leader of the free world is a big deal.
Let's be real here, I know he's gaslighting half the time, but trump could absolutely do without the blatant inaccuracy and sometimes downright dishonest statements he makes from time to time.... and I'm done here lol.