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"Your homeless problem is due primarily to that collapse." Here again Troll you are very wrong. Sure, there are some affected by Sub Prime Loan debacle but the vast majority of the homeless issues in the US stem largely from mental illness and drug addictions. California gets the lion's share of these useless individuals simply because of the weather and their leniency regarding drugs and homelessness. This will bankrupt that already bankrupt state unless it gets taken care of quite quickly. They could offer free housing to these folks but most prefer to be right where they are and doing exactly what they are doing. They come here in the summer months and my town has tried in desperation to help them but they prefer to pitch makeshift camps and to be left alone. When the weather turns they either disappear to warmer climates or some freeze and die.
GaryL, I have a lot of time on my hands so I read a lot.... all around both sides of these issues. I respectfully disagree and I also see the mental health issues and drug abuse. a chicken and egg discussion in many cases. I would think your deep Christian values would engage you with these issues.
 

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Treat any bank as an international entity. They are banks at the end of the day, and will take advantage to forward profit. Foreclose at the cheapest estimate at the bottom of the market (and you can bet it will be the banks estimate), put it down on the banks spreadsheet as a loss maker, pulling maximum tax relief, then sell it on a few years later for way more than they bought it for. On a smaller scale, if you have money in the bank you get a pittance in interest, yet if you go overdrawn they take full advantage now they you over a barrel. Banks are pirates, pure and simple, always have been, always will be

What the heck that has to with “trusting the Government” I’m not sure, except in both cases they are ultimately as corrupt as hell. Money and politics are in cahoots with each other, and always will be. The only difference is the banks are the ones who ultimately only serve themselves. The politicians have to be re-elected, so rely on a smoke screen (albeit a thinly veiled one) – the banks couldn’t give a crap about you – you are just another mug to them

We don’t have “401’s” over here, but we do have an equivalent, though it tends to be less organised. Firstly, we have the “state pension”. When (if) I make it to 66, I’ll be in line for £800 a month from the state. I’m expected to make up any shortfall by investing in a private pension for at least the last thirty years. Typically, the servicing costs of these private pensions is about the same as the interest rate, so at the end of the day, I’ll get half of the projected amount at the point of sale

I saw that one coming a mile off, and cashed in my private pensions in favour of rental property rather than the fund managers Porsche. Most of the private pension companies are struggling, desperately trying to get new members to fund the old members debts. It’s just one huge Ponzi scheme, and I’m not be going to be in it when the house of cards falls down. Am I the smart one ? or the privileged one ?

The short answer is, I’m the one who has this choice of whether to go it alone, or trust “another financial institution” who is after a comfortable income for themselves first. Around 70% of people don’t, simply because it’s the choice of food or saving. They can’t do both. Now if you wanted to, you could blame the (our) government for that one, but if we lived in Eutopia, frankly I still wouldn’t trust it

A wise man once said about 2000 years ago, “The poor will always be with us”. It’s how we treat them that counts. And that one is where the government comes in, because the banks really do not care, pure and simple, they are completely amoral - all profit comes out of someone’s pocket, it’s all one big game of “Monopoly” to them

The only voice we have as individuals is on our vote. The trouble is, you can’t fix stupid, and we are as guilty of that as you. Change your bank, and it’s like out of the frying pan, and into the fire ……
 

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Most of the issues I see here with foreclosed properties are three fold. The bank of course wants the most they can get for it and little to no loss. The realtor also wants his/her pound of flesh and then there is the attorneys and all those BS closing fees. On the back end of all of this you call in an appraiser to determine what the house is worth inside, outside and all around and he then does comparisons of other homes that have sold in that particular area and comes up with a number. So the real life case goes like this. The bank wanted $148K and I never did get to the attorney and closing fees or the realtors commissions. I did pay for the appraisal that came in at $112K or $36K below the banks bottom price. The bank still owns the house and has done nothing to it in more than 3 years so it has just further degraded and needed a new roof when I was interested. Now the yard and property are well overgrown and in much worse shape as far as curb appeal. I am sure the heat has been off all these years and anyone who does buy it is buying a pig in a poke. The scam/corruption will come in when the bank writes the home off as a total loss and then goes after the previous owner. I see this all the time and the bank has a company that they work with who will end up getting the place for dimes on the dollars, fix it up and flip it. Likely this company the bank works with is in some way related to a big shot in the bank or the company itself is owned by the banker or realtor. Around here I see a lot of homes with signs, "For Sale By Owner" and this is just so they can avoid dealing with all the shysters.
 

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Purple, banks and Government policy...… big money funding politicians election and lobbying... profits rule the day and the world
 

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GaryL, I have a lot of time on my hands so I read a lot.... all around both sides of these issues. I respectfully disagree and I also see the mental health issues and drug abuse. a chicken and egg discussion in many cases. I would think your deep Christian values would engage you with these issues.
I don't believe "Deep Christian Values" plays any part in this. More likely the libertarian side of me, let others do what they want and don't hold my values over their heads, has more to do with it. If you want to live in a tent and waste your life on drugs that's fine with me until it becomes a problem that affects me personally. I learned long ago that I can't fix stupid and I don't even try anymore. That is why I live in the fringes of the towns and cities and mostly avoid them whenever possible.
Liberty Mutual auto insurance runs a TV commercial 100 times every day "Pay for only what you need". That's just great. I pay probably 3-5 times more for my auto insurance because the day you get in an accident with someone who paid for only what they needed I will have the coverage in my uninsured /underinsured and personal injury medical portion to cover me. Insurance companies are just big banks and gambling institutions and don't give a damn about their customers.
I get my health insurance through my retirement pension with the state and I pay for it every month. That was a guaranty when I retired after 27 years. In all honesty, that guaranty is not worth the paper it is written on and the state of Ohio just reneged on that guaranty to their retirees. Your system up north is no better and you don't have any guaranty the care you need when you need it will be there. We don't need to argue that here but there sure are lots of folks from up by you who come down here for medical care they simply can't get up there.
 

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Discussion Starter #67
For those still dissatisfied with the "AQUITTED FOREVER" ruling take consolation that you are likely a richer person today because of it. For those with 401 retirement accounts the surge in the stock markets is immediately apparent in your portfolio value. For those without then the sustained health of the economy will continue to benefit you, your employer and your job security. A conviction would have sent markets in a major pull back as the increased probability of something like an elizibeth Warren victory and associated annual wealth taxes, transaction taxes, etc will have investors reacting in advance. Any Demo electoral victory will likely see a secondary pull back as investment dollars flee in advance of the proposed taxes. Expect those with assets subject to Warren's propossed seizures to go overseas taking or hiding their assets. Drying up investment capitol will adversely affect the not only everyone's 401Ks but the markets in general and thus the tax base the liberals are counting on for revenue to pay for their social engineering. Result? Increased national debt as a new administration would feel commited to the expenditures.
I am familiar with the results in other countries of implementing taxation on all transactions whether personal or for every stock trade....it dries up reportable transactions and creates an underground economy with an associated slump in the official economy. Tends to go hand in hand with increased unemployment and riding inflation...a downward spiral circling the drain which is very hard to reverse.
Remember our last administration's leader lecturing us that manufacturing jobs would never return to America and that we need to lower our expectations? Ready for more, or would youl prefer to see your country continue to prosper?
 

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Nancy said it loud and clear yesterday what this entire impeachment was all about. They knew he would never be convicted and removed from office but "Impeachment is a scar he will have forever". If I have this correct the Acquittal does not mean he was found "Not Guilty beyond a reasonable doubt" but rather he was found "Innocent" of the charges and crimes claimed against him. I sure wish there was a way to exonerate him of the impeachment such as a complete Dismissal of the charges but that is water under the bridge at this point.
In November it becomes most important that the democrats pay a very stiff price for this BS over the last 3.5 years. Paul Ryan handed over the majority in the house to the democrats and that stoked their fires just as he had planned, RINO in every sense of the term just like Romney and McCain and a few others from Maine & Alaska.
I am loving the performance of our 401K and the positive attitudes of many around us who are working and getting nice raises and mostly have more job security. Even though my wife turned 62 on January 9th and lost her job after 16 years on January 10th. It had nothing to do with the economy or the political atmosphere and everything to do with her companies piss poor performance from the top down. They can hire 2 young skirts on the money saved and have money left over plus some fresh sport for the top dogs in the company. That is the way of the world in her business and old dinos go down the road all the time.
If any one of the current dems running, either the proclaimed socialists or the Nanny State Blooming Idiot where to get into the WH the shit will most certainly hit the fan. The markets will tank as Fred described and the cash will run off shore awaiting better times. Politicians, I don't care who or what party never created any jobs. The policies they push is what creates jobs and one thing most of us fail to understand is that people working are paying taxes to the treasury and not suck from it. 225,000 jobs means 225,000 tax payers. Change the policies, change the performance of both big and small businesses and all those jobs created will go up in smoke rather quickly. The USA is on an uphill run and in very positive positions but this can change faster than you can change your shorts. Just a few of the big corporations taking a big hit, Boeing, Amazon, Google, Microsoft, Apple and the markets go negative in a single day. These are all what are called Large Cap stocks and most of the cash in our 401Ks are highly invested in them. You can win and you can lose in a heartbeat and over night with such crap as this Coronavirus or many other unknown anomalies. Like it or not but politics runs this little world and what happens here and in the other major countries affects us all. If the US markets tank the others won't be far behind.
 

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Treat any bank as an international entity. They are banks at the end of the day, and will take advantage to forward profit. Foreclose at the cheapest estimate at the bottom of the market (and you can bet it will be the banks estimate), put it down on the banks spreadsheet as a loss maker, pulling maximum tax relief, then sell it on a few years later for way more than they bought it for. On a smaller scale, if you have money in the bank you get a pittance in interest, yet if you go overdrawn they take full advantage now they you over a barrel. Banks are pirates, pure and simple, always have been, always will be

What the heck that has to with “trusting the Government” I’m not sure, except in both cases they are ultimately as corrupt as hell. Money and politics are in cahoots with each other, and always will be. The only difference is the banks are the ones who ultimately only serve themselves. The politicians have to be re-elected, so rely on a smoke screen (albeit a thinly veiled one) – the banks couldn’t give a crap about you – you are just another mug to them

We don’t have “401’s” over here, but we do have an equivalent, though it tends to be less organised. Firstly, we have the “state pension”. When (if) I make it to 66, I’ll be in line for £800 a month from the state. I’m expected to make up any shortfall by investing in a private pension for at least the last thirty years. Typically, the servicing costs of these private pensions is about the same as the interest rate, so at the end of the day, I’ll get half of the projected amount at the point of sale

I saw that one coming a mile off, and cashed in my private pensions in favour of rental property rather than the fund managers Porsche. Most of the private pension companies are struggling, desperately trying to get new members to fund the old members debts. It’s just one huge Ponzi scheme, and I’m not be going to be in it when the house of cards falls down. Am I the smart one ? or the privileged one ?

The short answer is, I’m the one who has this choice of whether to go it alone, or trust “another financial institution” who is after a comfortable income for themselves first. Around 70% of people don’t, simply because it’s the choice of food or saving. They can’t do both. Now if you wanted to, you could blame the (our) government for that one, but if we lived in Eutopia, frankly I still wouldn’t trust it

A wise man once said about 2000 years ago, “The poor will always be with us”. It’s how we treat them that counts. And that one is where the government comes in, because the banks really do not care, pure and simple, they are completely amoral - all profit comes out of someone’s pocket, it’s all one big game of “Monopoly” to them

The only voice we have as individuals is on our vote. The trouble is, you can’t fix stupid, and we are as guilty of that as you. Change your bank, and it’s like out of the frying pan, and into the fire ……

What does trust in government have to do with it? Simple. The federal government currently holds 90% of all home mortgages via Fanny Mae, Freddy Mac or Penny Mac. Thats what. The process that Gary L described above is exactly right as well except the banks aren't making that money government backed business entities are! Everybody "Democrat Politicians" love to bash big business/banks etc. but the truth is our government has their grubby mitts in most of our financing needs. Think about this. Our government currently owns 90% of all home mortgages, ALL of our student loans and is vying for ALL of our health care spending. Housing bubble..... Student loan crisis...... Increased health insurance costs.....

You tell me where the problem lies. Please.


Tom
 

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Well isn't this the perfect example of the vitriolic divide that's plaguing this country, to a toxic level more recently.

Troll, I commend you in standing up for your opinions and positions, just like I do for others, but when it comes to the president, one of the more frustrating things I see is this disassociation if you don't hate (or at least strongly dislike) Trump. I am by no means his biggest fan, but I was in a spot a couple years ago a lot of Americans found themselves in... two candidates who bore potential to leave a wide destructive trail in the wake of their presidency (Hillary and Donald to avoid confusion).

As much as I dislike the guy, Michael Moore has an interesting take that I agree with, that the Clinton/Trump face-off left a lot of Americans without a good candidate and a lot of people felt like "screw it, let's throw trump in there like a wrench in the gears and see what shakes out after."

Trumps mouth and demeanor is the issue I take with him, and as much as I don't care for him as a person, he's not the worst president.

He inspires confidence in people to invest in the economy, he's built on Obama's effort to take better care of vets, as a wild card and loud mouth he's actually doing some good in letting volatile nations know he'll ask nice, and after that diplomacy is off the table, and as far as beef with sanctuary cities... our immigration system is screwed up, nobody denies that... he's fixing the security part of it which needs to be in place before formal reform can occur, also, my dad used to be a parole officer in a smaller town on the western migrant worker corridor... you won't ever convince me that illegal immigrant criminals is some tiny percentage of the illegal immigrant population, my dad dealt with these repeat offenders ranging from assault to gross violent sexual offenses, and to me... the idea of supporting not making an effort to get them out of our country and keeping them from coming back, makes those people part of the problem.

Like I said, not the biggest fan of Trump as a person, but I support him as the president we elected and I want him to succeed (no matter how much his mouth tries to ruin it lol), because unlike a lot of people who (for selfish reasons of self validation) would rather see the country fail so they could say "I told you so." And that... is just stupid.

Thought it was an odd state of the union, glad he stuck to the teleprompter, thought it was petty to tear up the speech, and the lack universal health care isn't the problem, it's insurance greed.
 

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For some reason the forum didn't show me all the posts where others addressed stuff said earlier... I was late to the party with my 2 cents. Sorry for drudging up last weeks discussion.
 

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Discussion Starter #73
Right or wrong my duly elected President deserves my loyalty. Yours too.

After all he is our Commander in Chief , the leader of our military and our country in its never ending struggle against those who wish to better themselves at our countries expense, both domestic and abroad.

Who ever said a leader needs to be liked? His job is to lead, winning a popularity contest is only secondary.

Trumps track record of accomplishments in office despite daily false claims from the liberal opposition and the media it controls is proof enough that he is the leader we need. He is the consummate businessman and deal maker. Unlike many competing politicians who look to public office as a career path offering access to questionable wealth accumulation our President Trump brought his earned wealth from accomplishments in the private sector.

So you don't have to like the man to want him in office fighting for your rights as an American Citizen. America's opposition, both domestic and abroad, deserves tough love more than bribery. Foreign aid should accomplish national goals, not simply buy popularity in the press.
 

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I can agree with most of what you said Blake. DJT has a way with words but in retrospect that is why and how he was elected. Sometimes people just need to be told in no uncertain terms where the bear shits in the buckwheat. This entire claim we hear often, "He is unpresidential" is pure BS. He is who we elected and being presidential is not anything written in stone. Some despise his use of Twitter while others love what he tweets and how heads explode after the tweet. I find him extremely entertaining for the most part and that shows in the crowds he has at every rally he does. I am not offended by much of anything he says even when I might not agree with how he said it. I honestly believe he was the right man for the job and at the right time. If only Paul Ryan and John McCain had been in his corner we could have been done with the entire premise of Obamacare and we could still be the majority in the House and Senate together with the WH. I am neither D or R where politics are concerned but the policies and reductions in taxes and regulations put in place by this President are living proof America can do better than it did over the last 16 years with both D & R Presidents. DJT is the very first President in my 68 years who made all the standard BS campaign promises but actually produced them and did so in the face of monumental opposition from the MSM, Democrats and many in his own party. The man seems to be made from some unknown metal that not much penetrates and I don't know any other Politician who could stand the rath he had been put through. The stock markets are doing great and so are our 401Ks if you have them. For every new job they say has been created, don't care by who, these are new tax payers rather than tax recipients sucking off the government teats. If in November we win back the House, keep the majority in the Senate and the WH then all we can hope is those RINO idiots get to work and get squarely behind DJT to get more great things done. When the USA does well the entire rest of the world can also do well if those other countries will allow it. Some things simply can't be fixed and it will be near impossible to bring some countries still living with 7th century ideals into the 21st century. Venezuela, Cuba, Russia, China and much of the Middle East always have and likely always will hate the country in the lead. Communism, Socialism and radical Islam will always be an ever present threat to the free world. The President of the United States has a much bigger job than all the garbage claims being thrown at him from within.
Those who are currently out of power want the power back and are willing to do anything including what is Not good for America to get their power back. Are we really ready for Bernie or Pete to be in our WH and if yes then I am glad I am as old as I am.

GaryL
 

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So far they have let this political post stay up ...it's even better that the response has not gotten out of hand.. I'm not a Dem or Rep don't even consider myself a independent all we can do is cast our one vote on election day..May the best candidate win. Sure we all have different opinions on the topic.personaly Trump had my vote because he's not a politician he's a business man.would love to see him keep draining the swamp so to say.the Life long politicians should all go they never should have been able to stay in office so long they have forgotten how the rest of us get by. Term limits should be a priority most are making millions off staying in office they just don't want you to know that.unless someone else comes along with a better idea My one vote will go to Trump ...one thing is for sure nothing is Free... I'm feed up with the 30-40 year old saying they are Retired...WHAT it's called Disability that we pay an they call it Retirement so many in this small town on that FREE money game makes me sick ... thanks to the mods for leaving the political post on the forum just keep your opinions friendly an we can all agree to disagree with each other...may the best MAN or WOMAN lead us in the day's to come we will never all agree on everything..My best advice ride your TW to the polls an VOTE...
 

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If we all agreed with each other this thread would have died long ago from boredom. I often don't agree with some of the ones I agree with here. Other times I get a bit worried that I do agree with some who I find completely disagreeable.

GaryL
 

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Gary, I echo your sentiments about telling it how it is, however, me being trapped between generations has really driven the concept of 'the world is changing' home for me. I believe that over time, people who harbor an overly sensitive view of the world and things that are said in it now hold legitimate positions of power and are shaping the world through bills and laws how they see fit.

In short, I'll never change my opinion about what this country was built on and how it should be, I just have to find more socially appropriate ways to express those views, because... it truly may offend someone no matter how ridiculous it might seem.

It's a sad state of affairs, but it's the reality of the people that exist now, and by the founding fathers intent... have a voice to be heard, be it poor, rich, uneducated, industry and corporate leaders... or the rest of us trapped in the middle of this greedy evolving mess.
 

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And on a side note, while there is no set of instructions on being presidential... the reality is when words from a persons mouth can insight war, mistreatment, and oppression... acting and conducting yourself accordingly in the highest office of the US and leader of the free world is a big deal.

Let's be real here, I know he's gaslighting half the time, but trump could absolutely do without the blatant inaccuracy and sometimes downright dishonest statements he makes from time to time.... and I'm done here lol.
 

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And on a side note, while there is no set of instructions on being presidential... the reality is when words from a persons mouth can insight war, mistreatment, and oppression... acting and conducting yourself accordingly in the highest office of the US and leader of the free world is a big deal.

Let's be real here, I know he's gaslighting half the time, but trump could absolutely do without the blatant inaccuracy and sometimes downright dishonest statements he makes from time to time.... and I'm done here lol.
first clear statement about trump....
 

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So I guess it is OK for Adam Schiff, Nancy Pelosi, Chuck Schumer, Maxine Waters, AOC and numerous others to make false and completely misleading lies and statements none of which can be proven but as long as the mainstream media is in support and promoting them we all should just STFU and accept them as Truths.
Try for just a few minutes to accept this fact. Donald Trump was not a politician before he became one. When in Rome it is a good idea to do what the Romans do, Lie, Exaggerate and play their game only a little better.
Please "Don't be done here", we are just getting started with the meat and potatoes of this discussion.
Okay, so Trump does go off script and over the top at times. I'll give you that. Please don't try to tell me the other side are saints. "You can keep your doctor and your health insurance plan" and Bill C never had sexual relations with that woman in the blue dress that happened to have pecker tracks of his on it. Let's get real fellows and gals, the very last place we should ever look for the truth is at lawyers and politicians. Blake makes a real point saying that things have and are changing in this world of ours. I graduated HS in 1970 and already back then my teachers were working to indoctrinate our young minds in some other beliefs that go directly in opposition of what the Founding Fathers had the foresight of. They, the Founding Fathers, actually warned us these days would come and they are arriving as we speak. The freedom of speech is still in effect as long as your speech meets the oppositions acceptance. Speak the perceived wrong words in an open forum and you get drowned out. The concept of "Innocent before being proven Guilty", Hows that working out for us these days??? The Rights insured in our Bill of Rights are under attack from every direction and Nancy might just as well have torn up the Constitution at the end of the SOTU address. Hell, I can't even assign blame to you younger folks because it was those from my own generation who failed to see this coming or at least stop it in its tracks. If you just look a little here you just might see that most of these disagreements we have here are between the older and younger members. Even at family functions where we all come together there is a complete divide between each successive generation. I believe the term is "Divide to Conquer" and this is exactly what we are witnessing. Who is wrong and who is right is yet to be determined but it is clear those who have some age and some degree of wisdom will always argue what they believe and what has gotten us this far. My own mother and father were clueless until I myself became the mom and dads and had to deal with what was coming. It is in fact your world now so you better get your shit together and protect that which has handed you the world you live in. If you really believe wind and solar power will fuel your world without the fossil fuels then I wish you all the best of luck. If you honestly believe that disarming those who fought for your rights is a good plan you might want to look back. NOPE, I am not done and I will never be done until the day I am gone, the rest is up to you but please go back and read the real history the academics don't want you to ever see. The only "ISM" I have ever had any faith in is "Americanism" and the rest can kiss my ass.

GaryL
 
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